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Corporate Governance

Understanding conflicts, mechanisms, risks, and benefits

1
Introduction
2
Stakeholders
3
Mechanisms
4
Risks & Benefits

What is Corporate Governance?

Corporate governance is the system of relationships, rules, and processes by which a corporation is directed and controlled. Its primary goal is to protect the interests of all stakeholders, including owners (shareholders), lenders (creditors), managers, and others.

Stakeholder Relationships and Conflicts

A core challenge in corporate governance is managing the inherent conflicts of interest among different stakeholder groups.

The Principal-Agent Relationship

This relationship is central to corporate structure. Principals (e.g., shareholders) hire Agents (e.g., managers) to act on their behalf. However, conflicts arise because the agent may have different interests than the principal, and the principal cannot perfectly monitor the agent's actions (a problem called information asymmetry).

Agency Costs

These are the costs that arise from managing these conflicts. They include:

  • Direct Costs: Explicit expenses, such as hiring an external auditor to verify financial statements.
  • Indirect Costs: Lost opportunities, such as a manager avoiding a profitable but risky project to protect their job.

Common Stakeholder Conflicts

Shareholders vs. Management/Board

Managers might prioritize their own job security or compensation over maximizing shareholder value.

Controlling vs. Minority Shareholders

Controlling shareholders hold enough shares to control the company. Conflicts arise when they use this power to benefit themselves at the expense of minority shareholders (e.g., through related-party transactions). A dual-class share structure (where insiders hold shares with multiple votes) can institutionalize this control.

Shareholders vs. Creditors

Their interests diverge primarily over risk:

Shareholders (Risk-Seeking)

Benefit from high-risk projects and prefer higher leverage (debt) and more dividend payments.

Creditors (Risk-Averse)

Prefer stable, low-risk projects to ensure repayment. They favor less debt and fewer dividends to keep cash in the company.

Corporate Governance Mechanisms

To manage conflicts and align interests, various mechanisms are put in place to give stakeholders a voice and protect their rights.

Key Mechanisms by Stakeholder Group

Shareholder Mechanisms

  • Shareholder Meetings (AGM/EGM): Annual or extraordinary meetings to vote on crucial matters.
  • Proxy Voting: Allows shareholders to vote without attending the meeting in person.
  • Say on Pay: A non-binding shareholder vote on executive compensation plans.

Creditor Mechanisms

  • Bond Indentures: The legal contract that outlines the company's duties and the bondholders' rights.
  • Creditor Committees: Formed during bankruptcy to represent bondholders' interests.

Board and Management Mechanisms

The Board of Directors is the primary internal governance mechanism. It establishes committees to oversee critical functions:

Audit Committee

Oversees financial reporting, internal controls, and the relationship with external auditors. Ensures compliance with accounting standards.

Nomination/Governance Committee

Manages board nominations and elections. Develops and oversees the company's corporate governance policies.

Compensation/Remuneration Committee

Sets the compensation policies for directors and senior executives, aiming to align their incentives with shareholder interests.

External Mechanisms

Governments, regulators, and other external parties also play a crucial role through:

Laws and Regulations

Covering contracts, property rights, consumer protection, etc.

Corporate Governance Codes

Standards for publicly traded firms, often on a "comply or explain" basis.

Corporate Reporting & Transparency

Requirements for public disclosure, enabling stakeholder oversight.

Corporate Governance: Risks and Benefits

The quality of a company's governance has a direct impact on its performance and value.

Risks of Weak Governance

  • Increased risk of fraud and mismanagement
  • Negative impact on financial performance and company value
  • Higher cost of debt and lower investor confidence
  • Increased legal, regulatory, and reputational risks from compliance failures

Benefits of Strong Governance

  • Mitigates financial, legal, and operational risks
  • Improves operational efficiency and decision-making
  • Lowers the cost of capital (both debt and equity)
  • Enhances alignment of interests between managers and shareholders, leading to better results

Key Considerations for Financial Analysts

When evaluating a company's governance, analysts should focus on:

Ownership Structure

Dual-class shares, controlling shareholders, and their impact on decision-making.

Board Composition

The skills, experience, and independence of board members and their ability to oversee management.

Executive Compensation

Structure of management's compensation and its alignment with long-term performance.

Shareholder Rights

The strength of shareholder rights and ability to influence corporate decisions.

Risk Management

The company's approach to long-term risk management and strategic planning.